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Employment Benefits
In the tradition of caring displayed by the Sisters of Mercy, Mercy
Medical Center offers a comprehensive benefits package to both full
time and part time employees. Many of Mercy's benefits are provided
on a pre-tax basis, which will help reduce income taxes and increase
your take home pay. Most of Mercy's insurance plans become effective
the first of the month following 30 days of employment.
Medical
Provided by CareFirst
Mercy offers three health insurance options:
- CareFirst BC/BS EPO Plan (In-Network Only PPO)
- Preferred Provider Organization (PPO) in-network only plan
- You must utilize PPO providers in order to have benefits paid under this plan. There is no out-of-network coverage.
- No need to select a Primary Care Physician (PCP) or to obtain referrals before receiving care
- Prescription Drug Benefits
- Vision Coverage
- Blue Choice Plan
- All care coordinated through your Primary Care Physician
(PCP) utilizing the Blue Choice Network
- Low Copays
- Prescription Drug Benefits
- Vision Coverage
- Blue Choice Mercy HMO 80/20 Plan
- All care coordinated through your Primary Care Physician
(PCP) utilizing the Blue Choice Network
- 20% Coinsurance (after meeting deductible), unless services
performed at Mercy
- Prescription Drug Benefits
- Vision Coverage
- Mercy Dollars
This program allows employees earning $15.00 or less an hour to
receive a $6 credit per pay off of their health insurance cost.
This results in over $150 in savings per year!
For information regarding covered providers, please go to www.carefirst.com
and click on the Find a Doctor link.
Dental
Mercy offers two dental plans through CareFirst
BlueCross BlueShield
- BC/BS Traditional Plan
- Deductible: $75 Individual/$150 Family
- Chose from a large network of dentists
- Preferred Provider Organization (PPO)
- Deductible: $50 Individual/$100 Family
- Both plans cover:
- Diagnostic & Preventive Services (oral exam, x-rays)
- General Services (fillings, root canals)
- Major Services (bridges, crowns)
- Orthodontics ($1,250 max)
Life Insurance
Mercy provides Basic Life insurance and the ability to purchase additional
coverage.
- Basic Life Insurance
- 2 times annual salary (up to maximum of $50,000)
- Spouse covered for $2,000
- Children covered for $1,000
- Optional Term Life Insurance
- You may elect an additional 1, 2 or 3 times your annual
salary in life insurance coverage
Long Term Disability
Mercy provides full-time employees with Long Term Disability benefits
at no cost. LTD Benefits begin on the 180th day of continuous disability
and provide employees with the lesser amount of 60% of their monthly
salary or $9,000 per month.
Voluntary Income Protection
Employees may elect to replace their income for a period of disability
should they need to maintain their income before Long Term Disability
is effective. This program is fully employee-paid. Costs vary based upon age and replacement salary but will not increase after enrollment.
Retirement Plans
Provided by Fidelity Investments
Mercy offers a 401(k) Plan through Fidelity Investments.
- Employees may contribute up to 100% of their income on a pre-tax
basis up to the IRS maximum limit ($15,500 for 2007). Some employees over age 50 may be eligible for a catch-up
provision in the amount of $5,000/year for 2007).
- After 1 year of service, employees are eligible for an Employer
Match beginning the next calendar quarter. Mercy will match employee
contributions on a quarterly basis of $.50 for every $1.00 contributed
by the employee up to 6%.
In addition Mercy offers a 457(b) Plan through Fidelity Investments.
- Employees may contribute up to 100% of their income on a pre-tax
basis up to the IRS maximum limit ($15,500 for 2007)
- Employees will not receive a match on the deferrals on this
plan.
- Loans are not available under this plan.
Flexible Spending Accounts
Provided by BeniSource
Mercy offers both Health Care and Dependent Care Accounts. Employees
can set aside up to $5,000 per year on a pre-tax basis to pay for
eligible health care or dependent care expenses. We make reimbursement
easy. You can use your FSA Debit card to pay your copays and coinsurance
at any physician or dental office, pharmacies or vision service locations
that accept MasterCard. Therefore, you can take advantage of your
pre-tax account without the traditional hassle of claims forms (you
may chose to submit claims forms if you wish). In addition you may
have your return direct deposited into an account of your choice.
Tuition Reimbursement
This
program is available to all regular status employees who are regularly
scheduled and budgeted in at least a .4 FTE position or above and
on staff for a minimum of six months. Grant funded employees are not
eligible to participate in this program. Employees who choose to take
advantage of this program must be enrolled in a continuous course
of study and the course of study must have a direct relationship to
one's job or to a hospital related occupation. Employees may choose
where they enroll and how many credits they take each semester.
Tuition Reimbursement will be based on the employee's budgeted hours.
Reimbursement is made based on the cost of the actual tuition expense
and does not apply to fees, books, etc. Please see the schedule below
for a schedule of how the benefits will be paid out:
80 hours per pay or 1.0= 100%
72 hours per pay or .9= 100%
64 hours per pay or .8= 80%
56 hours per pay or .7= 70%
48 hours per pay or .6= 60%
40 hours per pay or .5= 50%
32 hours per pay or .4= 40%
*Reimbursement will take place based upon the successful completion
of the approved course of study and the employee's submission on the
tuition application, tuition receipt and grade report. Your application
must be approved before you start classes to be eligible for reimbursement.
For more information regarding this program please contact Human Resources
at (410) 332-9158.
- Employees are eligible after 6 months of employment
- $6,500 per calendar year cap on the tuition benefit
- Employees making $15.00 an hour or less are eligible to have
their tuition prepaid
- You may enroll in any accredited school
- You may take job-related and/or hospital related courses
- Scholarship and Student Loan Repayment Program (FOR NURSING
AND PHARMACY)
- A two-year commitment following completion of studies is required
upon enrollment in the program
Nursing Scholarship
Due to the critical nursing shortage across the United States, this
program is designed to encourage individuals to pursue a Nursing
degree. In order to be eligible for this program, students must
have declared nursing as a major in an accredited school. Individuals
seeking acceptance into this program must have successfully completed
one year of college with a GPA of at least 3.0 and have been approved
for funding by the Scholarship Committee. The scholarship will be
in the form of a loan to be forgiven at the rate of $3,000 per year
of employment.
Interested applicants must submit the following information to
the Executive Assistant in Human Resources.
- A completed Mercy Employment Application.
- Two written recommendations from instructors, employers or other
professionals.
- A copy of a college transcript.
- An essay prepared by the student that describes why they want
to become a nurse and the contribution they can make to Mercy
Medical Center.
- A signed promissory note.
- A statement/record of the estimated annual tuition fees.
For more information regarding this program please contact Human Resources
at (410) 332-9740.
Voluntary Benefits
Provided by Select Benefits Communications Group
Mercy offers a number of voluntary benefit programs. All premiums
from the below products are packaged into one convenient payroll
deduction.
- Short Term Disability
- Cancer Insurance
- Universal Life Insurance
- Group Legal Plan
Additional Benefits
- Paid Time Off (Vacation, Sick and Holiday)
- Employee Referral Bonus
- Sign-On Bonuses
- Perfect Attendance Bonus
- Wellness Credit
- Mercy Dollars Credit
- Direct Deposit
- Employee Assistance Program
- Mercy Counseling Center
- Continuing Education
- CPR Training
- Adoption Assistance
- Housing Assistance
- On-site Credit Union
- On-site Dry Cleaning
Benefits questions, please call: 410-332-9158
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